If saving the most money is your goal, then the best way to find cheaper prices for car insurance rates in Fort Worth is to compare prices regularly from providers in Texas. Price quotes can be compared by completing these steps.
- Step 1: Get an understanding of how companies set rates and the modifications you can make to keep rates down. Many rating factors that result in higher prices like speeding tickets, accidents and a negative credit rating can be improved by making minor changes to your lifestyle.
- Step 2: Compare price quotes from exclusive agents, independent agents, and direct providers. Exclusive and direct companies can only provide price estimates from one company like Progressive or Allstate, while agents who are independent can quote prices from many different companies. View rates
- Step 3: Compare the new rate quotes to your existing policy and determine if cheaper E350 coverage is available in Fort Worth. If you can save some money, make sure there is no lapse between the expiration of your current policy and the new one.
A good piece of advice is to compare the same amount of coverage on each price quote and and to get rate quotes from all possible companies. Doing this helps ensure an apples-to-apples comparison and and a good selection of different prices.
Amazingly, most consumers in Texas kept their coverage with the same car insurance company for four years or more, and nearly the majority have never compared car insurance rates at all. Most drivers in the United States could save almost 46.5% a year, but they don’t know the big savings they would realize if they switch to a new company.
All the larger auto insurance companies make it easy to get prices for coverage direct online. The process is fairly straightforward as you simply enter the coverage amounts you desire into a form. Upon sending the form, the quote system makes automated requests for reports for credit and driving violations and quotes a price based on the information you submitted. Using the web to get price quotes for Mercedes-Benz E350 insurance in Fort Worth simplifies rate comparisons, and it’s also necessary to compare as many rates as possible if you want to get the best rate.
To find out how much you can save on auto insurance, compare rate quotes from the providers shown below. To compare your current rates, we recommend you replicate deductibles and limits identical to your current policy. This ensures you will be getting rate quotes using the exact same coverages.
The providers in the list below can provide quotes in Texas. If the list has multiple companies, we recommend you compare several of them to get the lowest price.
Insurance coverage analysis
The coverage information displayed next covers detailed analysis of insurance policy prices for Mercedes-Benz E350 models. Having a better understanding of how insurance policy premiums are established can benefit drivers when making smart choices when selecting a policy.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
E350 2-Dr Coupe | $400 | $994 | $330 | $20 | $98 | $1,842 | $154 |
E350 4-Dr Sedan | $440 | $890 | $256 | $16 | $76 | $1,678 | $140 |
E350 with 4-MATIC 4-Dr Sedan | $440 | $890 | $256 | $16 | $76 | $1,678 | $140 |
Get Your Own Custom Quote Go |
Cost estimates assume married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rate quotes do not factor in garaging location in Fort Worth which can alter premium rates noticeably.
Physical damage deductibles: Should you raise them?
When comparing auto insurance rates, the most common question is where to set your physical damage deductibles. The comparisons below can help you visualize the difference in cost when you buy lower versus higher comp and collision deductibles. The first set of prices uses a $250 deductible and the second set of prices uses a $1,000 deductible.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
E350 2-Dr Coupe | $370 | $850 | $324 | $20 | $96 | $1,685 | $140 |
E350 4-Dr Sedan | $408 | $762 | $252 | $14 | $76 | $1,537 | $128 |
E350 with 4-MATIC 4-Dr Sedan | $408 | $762 | $252 | $14 | $76 | $1,537 | $128 |
Get Your Own Custom Quote Go |
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
E350 2-Dr Coupe | $228 | $534 | $324 | $20 | $96 | $1,202 | $100 |
E350 4-Dr Sedan | $252 | $478 | $252 | $14 | $76 | $1,072 | $89 |
E350 with 4-MATIC 4-Dr Sedan | $252 | $478 | $252 | $14 | $76 | $1,072 | $89 |
Get Your Own Custom Quote Go |
Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Premium amounts do not factor in garaging location in Fort Worth which can modify premium rates greatly.
Using the premium rates above, we can conclude that using a $250 deductible will cost you roughly $39 more each month or $468 every year than quoting the higher $1,000 deductible. Because you would pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you tend to average more than 19 months between claims, you would come out ahead if you decide on a higher deductible.
How to determine if raising deductibles makes sense
Average monthly premium for $250 deductibles: | $132 |
Average monthly premium for $1,000 deductibles (subtract): | – $93 |
Monthly savings from raising deductible: | $39 |
Difference between deductibles ($1,000 – $250): | $750 |
Divide difference by monthly savings: | $750 / $39 |
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible | 19 months |
An important sidenote is that a higher deductible results in having to pay to pay more out-of-pocket when you have a comprehensive or collision claim. That will require some available funds in the event you need to pay the deductible for vehicle repair.
You may want advice from an insurance agency
A small number of people just prefer to go talk to an agent and that is OK! Insurance agents are very good at helping people manage risk and help you file claims. An additional benefit of price shopping on the web is you may find lower prices but also keep your business local.
After completing this quick form, the coverage information is emailed to participating agents in Fort Worth that give free quotes to get your business. You won’t even need to contact any insurance agencies due to the fact that quote results will go to your email. If you want to get a comparison quote from one company in particular, feel free to search and find their rate quote page and submit a quote form there.
Picking an provider should include more criteria than just the price. Some important questions to ask are:
- How would your car be valued if totaled?
- Which companies do they recommend if they are an independent agency?
- Are they in the agency full-time?
- How often do they review coverages?
- Is the agency covered by Errors and Omissions coverage?
The following is a list of car insurance companies in Fort Worth willing to provide comparison quotes for Mercedes-Benz E350 insurance in Fort Worth.
Hall Insurance Agency, Inc.
3559 Williams Rd Suite 110 – Fort Worth, TX 76116 – (817) 370-0125 – View Map
Elitha Moses – State Farm Insurance Agent
6620 Meadowbrook Dr – Fort Worth, TX 76112 – (817) 446-0065 – View Map
Luna Insurance Agency
4475 Hemphill St – Fort Worth, TX 76115 – (817) 744-8150 – View Map
Nationwide Insurance: The Hulett Agency Inc
11751 Alta Vista Rd Ste 401 – Fort Worth, TX 76244 – (817) 533-8027 – View Map